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First Progress Platinum Elite MasterCard

First Progress Platinum Elite MasterCard Secured Credit Card

Apply for First Progress Platinum Elite MasterCard® Secured Credit Card

 

The First Progress line of credit building credit cards is a new card program designed to help consumers establish credit records with the major consumer credit bureaus.

Credit improvement information on each active card account is reported monthly to each of the three major credit bureaus—Experian, TransUnion, and Equifax.

First Progress Platinum Elite MasterCard®

Secured Credit Card Offer

No Credit History or Minimum Credit Score Required for Approval.

You post a security deposit to establish your credit line.

19.99% Variable APR for Purchases
$29 Annual Fee
24.99% Variable APR for Cash Advances
  • No Minimum Credit Score
  • No Credit History Required
  • Accepted Nationwide

 

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First Card for Bad Credit

Best First Credit Cards for Bad or No Credit

 

Apply for the First Secured Credit Card for bad credit Today!

  • No minimum credit score
  • No credit history required
The First Progress line of credit building credit cards is a new card program designed to help consumers establish credit records with the major consumer credit bureaus.
The three major credit bureaus are Experian, TransUnion, and Equifax.

 

1. Secured MasterCard From Capital One

If you have no credit and are looking for a card to help you build it, this is the one.

This card was my first card (when it was under Orchard Bank) and I still use it till this day, although now it has moved from secured to unsecured.

They usually start people from $200 or so, but the best thing is that after 12 months of paying bills on time, they will give you an unsecured card with $300 limit. Pay your bills on time for another 6-7 months and your credit limit goes up to $500. Every 6 months or so your credit line goes up if you pay on time.

  • It has a 22.9% variable purchase APR.
  • The annual fee is $29.

2. Chase Slate®

 

You get $0 introductory balance transfer fee for transfers made during the first 60 days. After the first 60 days, the fee for balance transfers is 3% of the amount transferred with a minimum of $5.

You get a card with 0% Introductory APR for 15 months on purchases and balance transfers. Once the introductory period ends, a variable APR of 12.99%, 17.99%, or 22.99% applies.

There is no annual fee.

3. Chase Freedom Credit Card

This card remains friendly to consumers with modest or no credit. You get five percent cash back on buying gas, groceries and money spent in restaurants.

The APR for purchases made during the initial fifteen months is zero. The same is true for balance transfers.

 

 

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Best First Credit Cards

What is the best first credit card to get in life?


Given below are some the basic credit card options that are meant exclusively for the first time credit card holders:
Citi Forward, a good cash back card that usually offers a sign up bonus of about 2500 points. The holder earns one point for every dollar spent which can be redeemed as cash back at the rate of 1 per cent hence providing you 1% return. Additionally, if you use this card to cover your travel expenses through their rewards portal then also you get your points redeemed. There is no annual fee and when you stay under your credit limit paying on time three bills consecutively, the bank will lower your APR for purchases by up to 2% at the rate of .25% per quarter, maximum eight times.
Chase Slate currently offers a 0% introductory APR for first 15 months on purchases and balance transfers. There is no balance transfer fee during the first 60 days of opening your account.
Chase Freedom, offering a 0% introductory APR on purchases and balance transfers for the first 15 months currently, it does not charge an annual fee while building up points. Through its 5X Quarterly Earning schemes, it offers some considerable earning opportunities. Best part of this credit card is that if you have a good credit history with Freedom, you can readily apply it to a premium Chase card.
Certain credit card websites will provide you with the list stating the type of credit history necessary for your credit card approval. For your first credit card, it is advisable to search for credit cards that accept applicants with moderate or no credit. Applying for cards that focuses on your credit history improves your chances at getting approved.

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First Card

What is the best first credit card to get in life?

At the age of eighteen when you touch the first step of adulthood, having your own credit card might sound quite fascinating to you. The fact of having your own credit card might excite you a lot; however, many credit card companies are not so excited to give you one. Therefore, you should target few credit card companies that are popular for giving credit to the first timers rather than putting in several credit card applications across many banks and financial institutions.
A good credit card score is essential for employment checks, renting house and for various loans. Hence, having a credit card at an early age, for instance in your college days might prove beneficial in carving out a good credit history that will fetch you a good credit score by the time you graduate. A credit card also proves to be of great help when paying for everyday expenses including groceries and basic necessities. A beginner or student credit card is commendable as many of them offer a reward system with additional incentives when students get good grades and pay their bills on time.

It acts as a motivator for the novice. Some cards even facilitate a points system that awards you points for every currency you spend. Some student cards also grants 0% introductory APR (annual percentage rate) on purchases, which implies that you can hold the balance from one month to the other without being bounded by interest payments for a predetermined period of time.

 

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